Construction & Builder

Tax & advisory for Sydney builders and construction

Construction businesses fail because of cash flow, not because of lack of work. The difference between a builder who survives and one who does not is the quality of the numbers behind the tenders.

Where most businesses leave money on the table

These are the strategic gaps we close — the ones that cost real money when they are ignored.

Entity structure and asset protection

Builders carry personal liability for defects and warranties. A properly structured company or trust limits that exposure — but only if it is set up before the claim, not after.

Cash flow and working capital management

Progress claims, retention, and payment cycles mean construction cash flow is inherently lumpy. We build models that forecast the gaps so you can arrange finance before you need it.

QBCC and licensing financial requirements

Certain licence categories require minimum net tangible assets. If your financial position drops below threshold, your licence is at risk. We monitor and advise proactively.

What we deliver

Every deliverable is principal-signed. Not delegated, not templated — built for your situation.

  • Entity structuring for asset protection
  • Tax return with construction-specific deductions
  • Cash flow modelling and working capital strategy
  • Licensing financial compliance monitoring
  • Business valuation for sale or succession
  • Insurance and warranty liability review

The result

Your assets are protected. Your cash flow is forecast. Your licence requirements are monitored. And your tax position reflects the complexity of your business, not a generic return.

They restructured us before we took on a $2M contract. The asset protection alone was worth it — let alone the tax savings.

Construction company director, Parramatta

Common questions from construction & builders

What is a Taxable Payments Annual Report and do I need to lodge one?

If you pay subcontractors for building and construction services, you must lodge a TPAR with the ATO by 28 August each year. It reports all payments made to each subcontractor during the financial year. We prepare and lodge this as part of your year-end compliance.

How do I track retention across multiple projects?

We set up a retention receivable account for each project, tracking the retention percentage held on each progress claim. When retention is released (typically at practical completion or defects liability period end), we reconcile the release against the receivable.

Should I buy or hire plant and equipment?

It depends on utilisation rate, cash flow, and tax position. Owning gives you depreciation deductions and asset value. Hiring is a fully deductible expense with no balance sheet commitment. We model both for each major equipment decision.

Need bookkeeping handled too?

Done-for-you bookkeeping so the numbers are clean before the strategy starts.

Ready to talk?

15 minutes. No obligation. We assess whether our specialisations match your situation. If they don't, we'll tell you straight.