Plumber

Tax, structure & advisory for Sydney plumbers

You started as a sole trader with a ute. Now you have three vans, two employees, and a tax bill that feels wrong. It probably is.

Where most businesses leave money on the table

These are the strategic gaps we close — the ones that cost real money when they are ignored.

Structure for growth

Once you have employees and assets, sole trader structure exposes everything you own. A company or trust gives you asset protection and tax planning headroom — if it is set up right.

Fleet and asset deductions

Multiple vehicles, specialist equipment, and fit-outs all have depreciation and write-off strategies. Timing matters. We make sure you claim at the right time, the right way.

Subcontractor vs employee

The ATO is actively targeting the trades for sham contracting. If your "subcontractors" work set hours with your tools, you have a problem. We sort it before they find it.

What we deliver

Every deliverable is principal-signed. Not delegated, not templated — built for your situation.

  • Entity restructuring — sole trader to company or trust
  • Fleet and equipment depreciation strategy
  • Tax return preparation with trade-specific deduction review
  • Subcontractor compliance audit and ATO risk assessment
  • BAS and GST strategy
  • Business valuation for sale, partnership, or succession

The result

Your structure protects your assets, your deductions are bulletproof, and when the ATO looks — and they will look at trades — everything is in order.

They restructured us properly and we stopped bleeding on tax. Best money I have spent on the business side.

Plumbing business owner, Canterbury-Bankstown

Common questions from plumbers

Can I claim tools I bought with cash?

Yes, provided you have evidence of the purchase — a receipt, a bank statement showing the withdrawal, or a statutory declaration in limited cases. We set up a system so cash purchases are captured at the point of sale, not reconstructed at year-end.

What is the difference between a subcontractor and an employee for tax?

The ATO uses a multi-factor test: control, tools, hours, risk, and delegation. If you tell someone when to show up, give them your tools, and pay them hourly — they are probably an employee regardless of what the contract says. Getting this wrong triggers back-pay of super, PAYG, and penalties.

Should I buy or lease my next van?

It depends on your cash flow, tax position, and how quickly you replace vehicles. Buying gives you depreciation and potential instant asset write-off. Leasing spreads the cost and keeps cash available. We model both with your actual numbers.

Need bookkeeping handled too?

Done-for-you bookkeeping so the numbers are clean before the strategy starts.

Ready to talk?

15 minutes. No obligation. We assess whether our specialisations match your situation. If they don't, we'll tell you straight.