Business Advisory
CFO-Level Business Advisory
Plain-English numbers that show where the money is actually made.
Most accountants produce reports. We produce decisions. Our advisory practice is built on a simple principle: if the numbers don't change behaviour, they're just decoration.
Graham's background as CFO/COO at BNP Investment Management and in investment banking at Goldman Sachs and Merrill Lynch means the advisory you receive is shaped by institutional discipline — not suburban habit. Cash flow modelling, working capital optimisation, pricing strategy, and performance benchmarking are standard, not premium add-ons.
Every engagement starts with a diagnostic: where does the business actually make money? Where does it leak? What does the owner want the business to become? From there, we build a repeatable reporting rhythm that gives you command of the numbers — monthly, not annually.
What we deliver
- Monthly management accounts with variance analysis
- Cash flow forecasting and working capital optimisation
- Pricing strategy and margin analysis
- Business health diagnostics — revenue, cost, and capacity
- Board-ready financial reporting packs
- KPI dashboards and performance benchmarking
- Finance readiness assessments (for lending, sale, or investment)
- Scenario modelling and strategic planning support
Who this is for
- SME owners who want CFO-level insight without a CFO salary
- Businesses preparing for a sale, capital raise, or debt facility
- Growth-stage companies needing financial discipline to scale
- Business owners who receive financial statements but don’t use them
Related insights
Browse all13-Week Cash Flow in Xero | FCPA Bookkeeping Workflow
Graham Chee, FCPA, outlines a systematised 13-week rolling cash flow workflow in Xero for Australian SMEs. Align AP, AR, and BAS cycles. Read the expert guide.
Sydney Subcontractor Valuation | FCPA M&A Advisory Guide
Local Knowledge — Sydney accountants. Graham Chee, FCPA, explains how Sydney subcontractors normalise WIP and retentions under NSW SOPA to defend M&A exit.
Over-Hedging & ROIC Drag | FCPA Mid-Market Advisory
Graham Chee, FCPA, analyses how excess cash reserves compress mid-market ROIC. Strategic, principal-led capital efficiency guidance for Australian boards.
Venture Debt vs Preferred Equity | Scale-Up CFO FCPA Guide
Graham Chee, FCPA, details venture debt covenants vs preferred equity to extend runway without triggering down-round anti-dilution. Principal-led advisory.
Section 100A & Div 7A Sydney Trust Guide | FCPA Advisory
Local Knowledge — Sydney accountants. Graham Chee, FCPA, details Section 100A and Div 7A compliance for Sydney family trust distributions funding private.
13-Week Cash Flow in Xero | FCPA Bookkeeping Workflow
Local Knowledge — Sydney accountants. Graham Chee, FCPA, outlines a systematised 13-week rolling cash flow workflow in Xero for Australian businesses.
De-Risking Business Structures | FCPA Advisory Australia
Graham Chee, FCPA, explains how to de-risk mature Australian business structures. Expert, principal-led corporate governance advisory. Speak with our principal.
Subdivision 124-M Rollover Traps | FCPA Tax Advisory
FCPA-signed guidance on subdivision 124-m scrip-for-scrip roll-over traps. Navigate significant stakeholder tests and Part IVA anti-avoidance risks safely.
Part IVA Restructure Risks: Holding Co Tax Advisory | FCPA
FCPA-signed guidance on Part IVA anti-avoidance risks when interposing holding companies. Understand Section 177D dominant purpose tests and secure compliance.
Commercial Debt Restructuring NSW: FCPA Debt Advisory
FCPA-signed guidance on cross-collateralised debt traps in Sydney commercial property. Resolve APES 320 solvency risks and negotiate security releases.
Alexandria Lease Make-Good Tax & AASB 16 | FCPA Advisory
FCPA-signed guidance on commercial lease make-good provisions, Div 43 write-offs, and AASB 16 derecognition for Alexandria industrial tenants relocating in NSW.
13-Week Cash Flow Guide | FCPA Routine | Sydney
Local Knowledge — Sydney accountants. Graham Chee, FCPA, details a systematised 13-week cash flow rhythm using Xero.