All Services

Business Advisory

CFO-Level Business Advisory

Plain-English numbers that show where the money is actually made.

Most accountants produce reports. We produce decisions. Our advisory practice is built on a simple principle: if the numbers don't change behaviour, they're just decoration.

Graham's background as CFO/COO at BNP Investment Management and in investment banking at Goldman Sachs and Merrill Lynch means the advisory you receive is shaped by institutional discipline — not suburban habit. Cash flow modelling, working capital optimisation, pricing strategy, and performance benchmarking are standard, not premium add-ons.

Every engagement starts with a diagnostic: where does the business actually make money? Where does it leak? What does the owner want the business to become? From there, we build a repeatable reporting rhythm that gives you command of the numbers — monthly, not annually.

What we deliver

  • Monthly management accounts with variance analysis
  • Cash flow forecasting and working capital optimisation
  • Pricing strategy and margin analysis
  • Business health diagnostics — revenue, cost, and capacity
  • Board-ready financial reporting packs
  • KPI dashboards and performance benchmarking
  • Finance readiness assessments (for lending, sale, or investment)
  • Scenario modelling and strategic planning support

Who this is for

  • SME owners who want CFO-level insight without a CFO salary
  • Businesses preparing for a sale, capital raise, or debt facility
  • Growth-stage companies needing financial discipline to scale
  • Business owners who receive financial statements but don’t use them

Related insights

3 Critical Cash Flow Myths | Sydney FCPA Expert Guide

Local Knowledge — Sydney accountants. Graham Chee, FCPA, explains three cash flow myths that put Sydney SMEs at risk. Improve forecasting.

Accountants in Randwick | FCPA Principal-Led Tax & Advisory

Local Knowledge — Sydney accountants. Graham Chee, FCPA, delivers principal-led accounting, BAS, and tax lodgement for Randwick businesses.

Accountants in Newtown | FCPA Principal-Led Tax & Advisory

Local Knowledge — Sydney accountants. Graham Chee, FCPA, delivers principal-led tax, BAS and CFO advisory for Newtown business owners.

Accountants in Ryde | FCPA Advisory & Tax | Sydney

Local Knowledge — Sydney accountants. Graham Chee, FCPA, provides principal-led accounting, tax structures, and CFO advisory for Ryde business owners.

Accountants in Hurstville | FCPA Principal-Led Advisory

Local Knowledge — Sydney accountants. Graham Chee, FCPA, delivers principal-led tax, BAS and advisory for Hurstville businesses.

Accountants Manly | FCPA Principal-Led Tax & Advisory

Local Knowledge — Sydney accountants. Graham Chee, FCPA, delivers principal-led tax, BAS and CFO advisory for Manly businesses.

Sydney Multi-Storey Logistics Tax Guide | FCPA Advisory

Local Knowledge — Sydney accountants. Graham Chee, FCPA, details Div 40/43 allowances, tax governance.

13-Week Cash Flow in Xero | FCPA Bookkeeping Workflow

Graham Chee, FCPA, outlines a systematised 13-week rolling cash flow workflow in Xero for Australian SMEs. Align AP, AR, and BAS cycles. Read the expert guide.

Sydney Subcontractor Valuation | FCPA M&A Advisory Guide

Local Knowledge — Sydney accountants. Graham Chee, FCPA, explains how Sydney subcontractors normalise WIP and retentions under NSW SOPA to defend M&A exit.

Over-Hedging & ROIC Drag | FCPA Mid-Market Advisory

Graham Chee, FCPA, analyses how excess cash reserves compress mid-market ROIC. Strategic, principal-led capital efficiency guidance for Australian boards.

Venture Debt vs Preferred Equity | Scale-Up CFO FCPA Guide

Graham Chee, FCPA, details venture debt covenants vs preferred equity to extend runway without triggering down-round anti-dilution. Principal-led advisory.

Section 100A & Div 7A Sydney Trust Guide | FCPA Advisory

Local Knowledge — Sydney accountants. Graham Chee, FCPA, details Section 100A and Div 7A compliance for Sydney family trust distributions funding private.

Ready to discuss business advisory?

15 minutes. No obligation. No sales funnel. Just a direct conversation with Graham.